The claimant is solely responsible for making payments to the independent provider unless the claimant has made an assignment of benefits to the provider. Each invoice submitted through the Site will be evaluated and reimbursed, if eligible under the terms of the applicable policy.
You may view, download and/or print a copy of the Content on this Site solely for your personal, noncommercial use, provided you keep intact all copyright and other proprietary notices and otherwise protect from disclosure in accordance with applicable HIPAA and other confidentiality obligations.
Section 1. GENERAL INFORMATION ABOUT THIS SITE.
This Site is controlled by us from our offices within the United States. The services referred to on this Site are provided only to persons in the United States. Access to the Content or Site from outside of the United States is prohibited. You are responsible for your compliance with all applicable laws and you may not use or export the Content in violation of U.S. export laws and regulations, or the laws of any other jurisdiction.
This Site may include or provide links to other websites on the Internet. These other websites may provide opinions, recommendations, or other information from various individuals, organizations, or companies and are not maintained by, related to, sponsored by or affiliated with us and are provided as a convenience to you. Unless otherwise specifically stated, LTCG does not endorse any product or make any representation regarding the content or accuracy of any materials contained in, or linked to, any other websites on this Site.
With respect to any comments, reviews or any questions, suggestions, ideas, or other information you submit, in connection with the Site (collectively, “Submissions”), you hereby grant us the royalty-free, perpetual, irrevocable, worldwide, nonexclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all Submissions, and to incorporate any Submission in other works, in any form, media, or technology now known or later developed. We will not be required to treat any Submission as confidential, and may use any Submission in our businesses (including without limitation, for products or advertising) without attribution and without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future operations.
Section 2. USE OF THIS SITE
You may not share your password or account with any third party. You must notify LTCG immediately by contacting firstname.lastname@example.org, of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including, but not limited to, loss, theft or unauthorized disclosure of your password. You are responsible for all usage or activity on this Site associated with your password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account, at LTCG’s sole discretion, and LTCG may refer you to appropriate law enforcement agencies.
The Site offers a process for providers and claimants to electronically report service visit activities and generate and submit electronic invoices. You agree to follow the Site’s instructions for use and to only furnish that information requested by the Site.
Additionally, the claimant is solely responsible for making payments to the independent provider unless the claimant has made an assignment of benefits to the provider. The Site creates no obligations for the approval of any invoices, or otherwise implies a valid insurance policy benefit on behalf of the claimant. Each invoice submitted through the Site will be evaluated and reimbursed, if eligible under the terms of the applicable policy.
If you dispute any of the service visit information, you agree to follow the process provided by the Site to resolve such dispute.
The content of this Site, including, but not limited to, text, uploaded information, graphics, images and software (“Content”), are protected by copyright under both United States and foreign laws, and LTCG retains all right, title and interest in and to the Content, all copies thereof, and all copyrights and other proprietary rights therein. All trademarks and service marks used on this Site are proprietary trademarks and service marks of LTCG or its licensors.
Other than as specifically stated above, no Content from this Site may be reproduced, modified, republished, transmitted, displayed, performed, or distributed in any way. You may not modify, sell, assign, or transfer the Content or reproduce, display, distribute or otherwise use the Content in any way for your personal use, or any public or commercial purpose or otherwise except as expressly permitted herein. You may not reverse-engineer, disassemble, decompile, or create any derivative works based on the Content. Content and features of the Site are subject to change without notice at the editorial discretion of LTCG.
Additionally, you agree not to:
You agree to provide us true, accurate, current and complete information about yourself and your account during the registration process or as otherwise requested in connection with use of the Site, including your email address, phone number and other contact information (“Profile Information”), and to regularly update this information to maintain its completeness and accuracy. Any change that you make to your Profile Information will apply only to the account for which you make the change.
You authorize LTCG to send email, text, and/or other electronic communications to you, and other persons on your behalf. You agree that all such notices, disclosures and other communications electronically provided by LTCG satisfy legal requirements that such communications must be in writing.
Notwithstanding any current or prior election to opt in or opt out of telemarketing calls or text messages from us or anyone calling on our behalf, you expressly consent to be contacted by us or anyone calling on our behalf for any and all purposes arising out of or relating to the Site and the services provided through the Site at any telephone number you provided, or numbers which we can reasonably associate with you (e.g., from skip trace, caller ID capture, or other means). You agree we may contact you in any way, including text messages, calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing systems or an automatic texting system. You agree to promptly alert us whenever you stop using a particular telephone number. You may withdraw the consent by providing notice to us at email@example.com.
You agree that you will not use an email to the Site or text message us to change your address or other account information, to transmit personal credit information (including credit card numbers) or for any other financial transactions that require formal authorization in accordance with applicable law or our policies and procedures. We will not accept or process any requests or instructions submitted to the Site by email or submitted to us via text message and are not responsible for any act or failure to act as a result of any such email communication to the Site or text message to us. We are not responsible for any loss or damage that result from any unauthorized access to, or use by third parties, of any information you transmit to the Site by email or to us via text message.
This Site is not intended for use by children under thirteen (13) years of age. We do not knowingly gather or solicit data from children under thirteen (13) years of age through this Site for marketing purposes. By using this Site, you represent that you are not under thirteen (13) years of age.
Section 3. DISCLAIMERS; LIMITATIONS ON LIABILITY AND CLAIMS.
Our goal is to provide complete, accurate, up-to-date information on our Site. Unfortunately, it is not possible to ensure that any website is completely free of human or technological errors. This Site may contain typographical mistakes, inaccuracies, or omissions, and some information may not be complete or current. LTCG therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice.
LTCG makes no representation or warranty concerning errors, omissions, delays or other defects in the information supplied to users, or that its files are free of viruses, worms, Trojan horses or other code that include or manifest contaminating or destructive characteristics. Additionally, we are not responsible for the failure of the Site, or any transaction initiated using the Site, due to distributed denial of service attacks, system maintenance or circumstances beyond our control (such as power outage, computer virus, system failure, fire, flood, earthquake or extreme weather).
INFORMATION SUPPLIED BY LTCG ON THIS SITE IS PROVIDED “AS IS” AND “WITH ALL FAULTS”. NEITHER LTCG, ITS SUBSIDIARIES OR AFFILIATES, NOR ANY OF THEIR RESPECTIVE OWNERS, STAFF, OR AGENTS MAKE ANY REPRESENTATION OR WARRANTY WITH RESPECT TO THE CONTENTS OF THIS SITE OR INFORMATION FURNISHED BY THEM OR OUR AGENTS, EMPLOYEES OR REPRESENTATIVES AND SPECIFICALLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, COMPLETENESS, TIMELINESS, CORRECTNESS, NONINFRINGEMENT, FITNESS FOR ANY PARTICULAR USE, APPLICATION AND PURPOSE. WE DO NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED ON THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE, OR THE RESULTS OF USE, OF THE CONTENT IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
BY ENTERING OR USING THIS SITE, YOU HEREBY EXPRESSLY AGREE THAT LTCG AND ITS RESPECTIVE PARENTS, OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES, SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES, CLAIMS, DEMANDS OR CAUSES OF ACTION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE, AS A RESULT OF YOUR USE OF THIS SITE OR ANY INFORMATION YOU OBTAIN ON IT OR ANY OTHER INTERACTION WITH THIS SITE. IN DOING SO, YOU AGREE THAT YOU ARE WAIVING VOLUNTARILY AND UNEQUIVOCALLY ANY LIABILITY OF LTCG.
Please note that some jurisdictions may not allow limitations on implied warranties or the exclusion or limitation of certain damages, so some of the above exclusions may not apply to you.
Section 4. GOVERNING LAW; DISPUTE RESOLUTION.
BECAUSE THE USE OF THIS SITE REQUIRES THE ARBITRATION OF ANY CLAIMS OR DISPUTES EXISTING BETWEEN THE PARTIES, NEITHER PARTY WILL HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR BEFORE A JUDGE OR JURY OR TO PARTICIPATE IN A CLASS ACTION OR ANY OTHER COLLECTIVE OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. OTHER RIGHTS THAT EITHER PARTY WOULD HAVE IF SUCH PARTY WENT TO COURT, INCLUDING WITHOUT LIMITATION THE RIGHT TO CONDUCT DISCOVERY OR TO APPEAL, MAY BE LIMITED OR UNAVAILABLE IN ARBITRATION.
The award of the arbitrator may be enforced in any court having jurisdiction thereof. Each party hereby consents (i) to the non-exclusive jurisdiction of the courts of the state Minnesota or to any Federal court located within the state of Minnesota for any action (1) to compel arbitration, (2) to enforce any award of the arbitrator, or (3) at any time prior to the qualification and appointment of the arbitrator, for temporary, interim or provisional equitable remedies, and (ii) to service of process in any such action by registered mail or any other means provided by law.
Should this Section 4 be deemed invalid or otherwise unenforceable for any reason, it shall be severed and the parties agree that exclusive jurisdiction and venue for any claims will be in state or federal courts in Minneapolis, Minnesota, and you and LTCG hereby expressly consent to the exercise of jurisdiction by such courts.
Section 5. MISCELLANEOUS.
If not previously indicated, any notice to LTCG shall be given in writing and sent by certified and registered mail to LTCG, 11000 Prairie Lakes Drive, Suite 600, Eden Prairie, Minnesota, 55344.